Bank Kya Hai ? Bank Account Kitne Type Hote Hai?

 
Hello Dosto Mera Name Rajni Gond Hai. Mera Internet Gyan Me Ye Mera Pahla Article Hai. Dosto Ham Aapko Is Post Me Banking Se Related Jaankari Dene Wale Hai Jo Aapke Liye Bahut Hi Helpfull Hai.

What is The Bank


Bank Kya Hai? Aap jante 
Hi Hai.

Bank usa viritiy sansdha ko kate hai. Jo Janata se rashiy leti hai. Aur Janata ko tnrada deti hai. Bank Jama rashiy par biyaj
leti hai. Jo Bank se lona leti hai. Use biyaj deti hai. Bank ruphiya ka aadhna- pardhna karti hai. Wartamna me Bank aur subidhye dene lag gaya hai. Bank wartamna me banking lokar lona Audi subidhye deti hai.



Type of account in 
Bank?


(1) Current Account.
 
(2) saving account.

(3) Recurring Depot Account.

(4) Fixed Depot Account.
CURRENT ACCOUNT: - chalu khata mukhiy rup
Se uardaymi, Form, kampni au
di ke liye hota hai. Bahut se Matla ki .... Lakho ruphaye Unake account me aate hai.Aur nikalne ke liye bhi jate hai.To ease 
Iog chalu khata me Apne pause rakhte hai.
ease amira logo or from ko inwestamet
Or apne pause me interest Milne me koi interest nhi rahta, current account ki khubi yah hai ki I same deposit karne or withdrawal ki koi shima nhi hai. Current account me dhrka ko interest nhi hai. Bank unase sarvis charm jrura leti hai.

SAVINGS ACCOUNT: -This is the name 

Clear-cut role savings account saving karne ke liye bani hai.Ham aap kaise log
Chahte hai.Game deposit paise par sudh
  (interest) Milne Aur kam se kam apne account se pause nikle. jitana deposit utana acha. Koi bhi personal chain we kisi
 Company me kaam karta ho. Sarakari job ho, pensanra ho, student ho, He is saving account me apna account khola sakhta hai. Jaisa maine bataya ki savings account me dheka ko deposit paise bataya ki savings account me dhrka ko deposit paise par interest bhi malta hai.Saving account ke dheka kbhi- bhi apne deposit dhna ko bank se nikal sakte hai aur dal skate hai.pause deposit karne ki sakhiy restrictions to nhi par paise bahra nikle ki sakhiy me kuch restrictions jarur hai.jaise
Aap RS.50 se kam paise nhi nikla sakte or ATM se six months ke andhra 30 se jaydha bar paise nhi nikal skate. (This policy changes time to by banks), current account sakte.Bank apne garhaka KO apne account me minimum rashiy banaei rakhne ke liye badhy karti hai.

RECURRING DEPOSIT ACCOUNT: -recurring deposit account me or we log account kholate hai.Jo ek nishchit rashiy niymita rup se deposit karna chhate hai. Jissei ki the which adika Uachiy -daer par sud / interest / interest mile.Recurring account me Ek khsa rashiy ek tay period ke liye har months deposit ki jati hai.aur
 Tay ki gayei.period ke completed ho Jane par sud ke satha kool rashiy ka Bhutan kar diya jata hai.Jama karne ki minimum period 1sala Maximum 10 sala ki hoti hai. Sud ki dhar deposits paise aur Jamao ki period ke hishaba se alag-alag paln e alag-alag hoti hai.recurring deposit account me time se pahele nikashi (paise nikalne) ki subidhye nhi hai.wese bank chahei to maturity (Account period pura hone ) ke pahele use band karne anumti de sakta hai.Recurring deposit account me single or
Joint account khola ja sakta hai.
  • FIXED DEPOSIT ACCOUNT: -Fixed deposit account me ek khasa period ke liye ek vises rashiy rakhi jati hai. Yha ek bar hi paisa deposit kar sakti hai.aur ek bar hi nikla sakte hai. Recurring deposit account ki tarta iss account se bhi aap time se pahele paise nikla sakte tay ki gay period ke pahele paise niklane se aapko Bank ko penalty deni padhti hai(bar Bank dhora tay ki gay penalty amount alag -alag hoti hai.)Aur account ko hamesa ke liye band kar diya jata hai fixed deposit me hai- intrepidity jata Intersection dction













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